Collateral intelligence for banks and lenders.

ArgentNorth cross-checks registry, court, valuation, and satellite records against the loan file — so underwriting teams see hidden property risk before approval.

Get Early Access

Enter a property or drop its documents. Watch the investigation, then read the report. In English, हिंदी or मराठी.

Top-down satellite view of the collateral property at Plot 14, Palm Residency. Satellite · verified
Plot 14, Palm Residency, Sector 48 File AN-2417
Gurugram, HR · Residential · 2,400 sq ft · LTV requested 75%
Findings 2 findings
Ownership Verified
One registered owner since 2016. Clean 30-year chain of title.
Mortgage & encumbrance Flagged

File saysNo outstanding charges.

Records show₹42L charge with a private lender, registered Mar 2021 — not disclosed in the file.

Source: Central Registry · Charge 8841/2021
Litigation Clear
No suits, attachments, or injunctions against the property or owner.
Valuation Attention

Submitted value is 18% above market comparables and circle rate.

Source: Circle-rate table FY26 · 6 comps within 2 km
Satellite & ground truth Verified
Structure and land use match the file across 36 months of imagery.
Recommended Decision Do Not Proceed — Existing registered charge detected. 14 sources · 23 Jul 2026
Critical Risk

Sample collateral report.

What it checks

What ArgentNorth checks before you approve.

Six records, checked against the loan file. Each produces a sourced finding. Together they produce one risk grade and one decision signal.

01

Ownership

See who truly owns the property.

02

Mortgage & encumbrance

Detect hidden or overlapping charges.

03

Litigation

Surface disputes before they become exposure.

04

Valuation

Compare submitted value against market and government rates.

05

Satellite verification

Check whether the ground matches the file.

06

Decision support

Turn findings into a defendable underwriting call.

How it works

You upload the papers. We check them against the government’s own records.

No forms to fill and nothing to sort. ArgentNorth reads every page, fetches the official records from the government portals, and shows your credit team where the two agree, where they don’t, and what is still open.

  1. 01

    You upload the file

    Sale deeds, 7/12 extracts, mutation entries, powers of attorney. Photos or PDFs, in Marathi or English. Nothing to fill in or sort.

  2. 02

    We fetch the government’s records

    Straight from Mahabhumi, IGR, CERSAI and eCourts, with a receipt for every search. What isn’t online, our team collects in person.

  3. 03

    You read what’s proven, and what’s open

    Every answer points to the page it came from. Every gap names who acts next. No score: the lending call stays yours.

Where we look

The records a title search relies on, fetched from the source.

  • Mahabhumi · Digital Satbara

    Who holds the land today?

    The digitally signed 7/12 and 8A extracts, or the property card in a city, with every entry recorded against the land.

    digitalsatbara.mahabhumi.gov.in
  • Mahabhumi · eFerfar

    How did the record change?

    Mutation entries: who was added or removed, when, and on the strength of which document.

    eferfar.mahabhumi.gov.in
  • IGR Maharashtra · eSearch

    Who sold, gifted or mortgaged it?

    Index II and the search of registered documents, over the period your credit policy sets.

    esearchigr.maharashtra.gov.in
  • CERSAI

    Is it already charged to another lender?

    A search of the central registry of security interests, by property and by owner.

    cersai.org.in
  • eCourts

    Is anyone in court over it?

    Cases that name the property or its owners, in the courts that cover it.

    services.ecourts.gov.in
  • Sub-Registrar and Tehsil officesIn person

    What isn’t online?

    Certified copies, and registers from before the portals. Our field team goes to the office, and your report shows the visit until it’s done.

    By our field team

  • Every search leaves a receipt.A screenshot, the page, the file and the time, tied to the loan that asked for it.

  • A failed search is never “nothing found”.If a portal is down, the report says the search couldn’t run, and draws no conclusion from it.

  • Every check states its coverage.Which office, which years, which names. Never just “clear”.

Portal names identify public government sources. ArgentNorth is independent, and is not affiliated with or endorsed by them.

Built for underwriting

Built for underwriting and credit review.

ArgentNorth is made for the teams that approve loans. Findings are sourced, outputs are auditable, and reports fit the way lending teams already work.

  • Sourced findings. Every result links to the registry entry, court record, or satellite evidence behind it.
  • Auditable end to end. Every check, source, and manual override is logged.
  • Policy-aware decisions. Recommendations follow your bank’s underwriting rules—not just AI predictions.
  • Every decision explained. Recommendations are backed by verifiable evidence.

Early access

Get Early Access

See ArgentNorth on one of your collateral files. Submit the form and we’ll reach you at the email you provide.

You’re on the list.

Thanks — we received your request and will follow up from hello@argentnorth.com shortly.